Barrier:
Employment or Death

By Harvey Summers

September 10, 2010 at 12:45pm

Moonshots

Disaggregate the organization

Summary

We cannot have an innovative workforce when employees cannot quit their jobs and start innovative new businesses because of the loss of medical benefits. Employees, generally well trained and highly experienced, are handcuffed to large employers because they need benefits or that someone in their family needs benefits and are otherwise uninsureable.

Description

Insurance regulations create barriers to selecting affordable plans, as does the entire US insurance industy and medical industy, which takes 25%-40% out of every dollar. The medical industry also restricts the number of medical professionals in order to increase salaries.

Solution

1. Socialize medicine and provide for medications and basic services. Allow insurance companies to sell insurance for high-cost procedures and medications.
2. Subsidize medical education and restructure medical serice delivery so that doctors do not control the medical system
3. Create a sole payer system so that insurance companies do not control the medical system
4. Integrate delivery of service for special needs to lower costs and prevent families from going bankrupt and preventing them from joining the innovative workforce.

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