Don't have top-down capital via a holding company. Semi-franchise everything so businesses are cellular. Cells can succeed or fail. Capital can directly flow. We have had this with org structure, so why not ownership?
The kicker: the reversal of financialization and the creating of utility or servicing investment banks. Clean and transparent and easier to introduce social aspects of capital allocation.
This is about loang term alternative to the bank and asset manager capitalist system and creating a parallel system to compete with it. Call it what you want, community capitalism, but it can be more dynamic.
Financial services are too expensive and it needs to be simplified - even Dodd-Frank can't regulate it. To reduce the costs we can strip everything away and start from the basics: small cell-like company components.
We know organisation structures can deal with this but is we focus on coordinating each cell ownership, we can have banks for large corporations that are small and utility like.
So much more flexibility can exist: internal competition can increase and environmental & social rewards considered. A small group of investors may take a lower return if better non-financial rewards are provided: this is so much harder via top-down capital allocation.
But how can you make such a large game changer a possibility?